Helpful Articles

Saving vs. Checking? Which one is the best fit for you?

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Having a savings or checking bank account is crucial today due to the convenience, security, and financial management tools they offer. These accounts provide a safe place to store your money, minimizing the risk of loss or theft. Additionally, they allow for easy and efficient transferable services, such as electronic payments and debit card usage.

Blog Icon 8Sep

Tips for Securing an Affordable Apartment in Your Dream Location

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Dream of finding independence from your roommates, living on your own, or renting your dream apartment? It is important to know how to effectively save for an affordable apartment. Covering these expenses requires an understanding of budgeting that can lead you to financial freedom.

Blog Icon 25Aug

Banks vs. Online Lenders— How do they compare?

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Taking out a personal loan from a bank versus an online lender can be a difficult decision. It is not that one is better than the other. One may just be more suited to you. Choosing the right lender is tough, especially for someone new to banking and borrowing.

Blog Icon 11Aug

Cutting Energy Costs: Tips for Saving on Air Conditioning and Utilities in the Summer

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As the summer heat continues, finding ways to save on energy costs is becoming increasingly important. With air conditioners working hard to keep your home cool, it is essential to consider how you can not only reduce your energy bill but also assist in the maintenance of a healthy environment.

Blog Icon 24Jul

Save Big on Back-to-School Shopping: A Guide to Budget-Friendly School Shopping

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Pencils break, backpacks are worn out, and your child has grown out of the gym shoes you bought them not even a year ago. The time has come for back-to-school shopping! While this is an exciting time for your kids, it can be a period of financial stress for you. Saving money on school supplies is possible, and there are many things you can do to prepare your kid for the school year without breaking the BANK in the process.

Blog Icon 24Jul

What is a payday loan?

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Payday loans, according to the Consumer Finance Bureau, are short-term, high-cost loans—generally for $500 or less—that are typically due on your next payday. To ensure repayment, lenders often require borrowers to authorize an automatic debit of the loan amount on their next pay period or to write a pre-dated check for the full amount. 

Blog Icon 28Feb

No-credit-check loans

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No-credit-check loans might sound good, but they come with a great deal of risk for borrowers. Lenders who offer no-credit-check loans do not check your credit score or review your credit history before offering you a loan. These loans are often funded quickly by lenders and used by borrowers to cover emergencies or address last-minute cash needs.

Blog Icon 21Feb

Don’t let IRS refund delays derail your plans

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This year, as in recent years past, the Internal Revenue Service is projecting significant delays in the processing of tax returns and the issuing of refunds.

Blog Icon 7Feb

Bad credit loans

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If you find it difficult to get approved for a loan because of credit challenges, it’s time you met GoCredit.me. We specialize in serving customers who can’t get loans from traditional lenders due to low or no credit.

Blog Icon 1Feb