Payday loans, according to the Consumer Finance Bureau, are short-term, high-cost loans—generally for $500 or less—that are typically due on your next payday. To ensure repayment, lenders often require borrowers to authorize an automatic debit of the loan amount on their next pay period or to write a pre-dated check for the full amount.
No-credit-check loans might sound good, but they come with a great deal of risk for borrowers. Lenders who offer no-credit-check loans do not check your credit score or review your credit history before offering you a loan. These loans are often funded quickly by lenders and used by borrowers to cover emergencies or address last-minute cash needs.
This year, as in recent years past, the Internal Revenue Service is projecting significant delays in the processing of tax returns and the issuing of refunds.
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