close

Helpful Articles

Banks vs. Online Lenders— How do they compare?

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

Taking out a personal loan from a bank versus an online lender can be a difficult decision. It is not that one is better than the other. One may just be more suited to you. Choosing the right lender is tough, especially for someone new to banking and borrowing.

Blog Icon

Cutting Energy Costs: Tips for Saving on Air Conditioning and Utilities in the Summer

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

As the summer heat continues, finding ways to save on energy costs is becoming increasingly important. With air conditioners working hard to keep your home cool, it is essential to consider how you can not only reduce your energy bill but also assist in the maintenance of a healthy environment.

Blog Icon

Save Big on Back-to-School Shopping: A Guide to Budget-Friendly School Shopping

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

Pencils break, backpacks are worn out, and your child has grown out of the gym shoes you bought them not even a year ago. The time has come for back-to-school shopping! While this is an exciting time for your kids, it can be a period of financial stress for you. Saving money on school supplies is possible, and there are many things you can do to prepare your kid for the school year without breaking the BANK in the process.

Blog Icon

What is a payday loan?

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

Payday loans, according to the Consumer Finance Bureau, are short-term, high-cost loans—generally for $500 or less—that are typically due on your next payday. To ensure repayment, lenders often require borrowers to authorize an automatic debit of the loan amount on their next pay period or to write a pre-dated check for the full amount. 

Blog Icon

No-credit-check loans

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

No-credit-check loans might sound good, but they come with a great deal of risk for borrowers. Lenders who offer no-credit-check loans do not check your credit score or review your credit history before offering you a loan. These loans are often funded quickly by lenders and used by borrowers to cover emergencies or address last-minute cash needs.

Blog Icon

Don’t let IRS refund delays derail your plans

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

This year, as in recent years past, the Internal Revenue Service is projecting significant delays in the processing of tax returns and the issuing of refunds.

Blog Icon

Bad credit loans

  • "Apply Now"
  • GoCredit.me
  • Illinois
  • Indiana
  • "Installment and Savings Loans"
  • "Tips and Tricks"
  • Community
  • Lifestyle

If you find it difficult to get approved for a loan because of credit challenges, it’s time you met GoCredit.me. We specialize in serving customers who can’t get loans from traditional lenders due to low or no credit.

Blog Icon

gocredit.me