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Welcome Assistance for Consumers Facing Post-Holiday Financial Stress

Welcome Assistance for Consumers  Facing Post-Holiday Financial Stress

Welcome Assistance for Consumers Facing Post-Holiday Financial Stress

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Des Plaines, IL—January 10, 2024: The New Year’s toasts have all been made and the festive decorations have been carefully packed away. Now as we move into January, the arrival of bills for gifts and holiday expenses threatens to strain the financial resources for millions of families.

 “We all look forward to the holiday season,” says Dave Papeck, senior district manager for online lender GoCredit.me. “But the chill of January can bring an even colder slap of reality when the holiday bills come due.”

Putting customers on the path to financial stability

Nearly one in four (22 percent) of U.S. adults say they have no emergency savings, according to Bankrate’s 2023 Annual Emergency Savings Report. And the latest federal report on the Economic Well-Being of U.S. Households (issued by the Federal Reserve) revealed that only 68 percent of Americans are equipped to cover a $400 emergency expense.

“Holiday bills will put millions of families in a very difficult financial situation,” says Dave. “But GoCredit.me offers a solution that puts our customers on the path to increased financial stability.

“Our savings and installment loan,” he continues, “can help customers meet this January’s bills while helping them move toward a much better financial state next year.”

It’s Simple: Cash Loans + Savings!SM

With the GoCredit.me savings and installment loan, customers get the money they need for immediate expenses while they build savings that provide increased financial security.

Here’s how the loan works:
  • Application—after completing and submitting the brief installment loan application, customers can get approved within minutes
  • Funding—A portion of the funds can be deposited directly into their bank account the same day, and a portion will be placed into a secure savings account that the customer can monitor through an online portal
  • Building—As a customer makes installment payments, their savings build and accrue interest
  • Collect—Once the installment loan is paid off in full, the customer receives full access to the funds in the savings account


“What’s more,” says Dave, “customers have the opportunity to build a positive credit profile, through the automatic reporting of their installment payment history to one of the leading credit bureaus. That can be very useful to them when they buy a home or car, rent an apartment or apply for a job.”

24/7 online convenience supported by responsive customer service

The GoCredit.me savings and installment loan is available to consumers in Illinois, Indiana and Oregon. Customers can apply for the loan by visiting the GoCredit.me website or by contacting a customer service representative at 888-599-5077. Illinois customers can also visit any of 12 conveniently located GoCredit.me locations.

The GoCredit.me application process is quick and easy, and same-day funding is available. Customers can choose a 12-month installment plan or a more budget-friendly 15-month installment plan.

“All of us at GoCredit.me are looking forward to helping customers handle their holiday bills this January,” says Dave. “But we’re even more excited about helping them arrive at a better financial state for next holiday season.”

About GoCredit.me

GoCredit.me, Illinois’ newest fintech, is headquartered in suburban Chicago. The company gives customers in Illinois and Indiana an easy way to build savings and get funded for an installment loan through a quick and simple online application process.

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